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6 reasons you should keep a Handicap Index
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Instruction

6 reasons you should keep a Handicap Index

By: Kellie Stenzel, Top 100 Teacher
April 19, 2025
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golfer uses pencil to write on scorecard

If you're playing golf with any sort of regularity, you should sign up for a Handicap Index.

Getty Images

A couple of years ago, I was invited to play in a competitive golf event in Georgia. I hadn’t played in a tournament setting for quite a while, and to be completely honest, when I signed up, I didn’t fully grasp what I had agreed to do.

As part of the preparation, they asked me to send over my Handicap ID (e.g., GHIN number) so they could check my Handicap Index. Well … at that point, I didn’t have one — and hadn’t in quite some time.

The good news? I had just come back from a golf trip to Ireland with my son and had plenty of scores to enter. I found the process of establishing a handicap to be surprisingly simple — and I’m really glad I went through it.

Here’s how it works, and why I think it’s a great idea for any golfer.

1. It’s never too early to start

If you’re new to golf, the idea of having a handicap might feel a bit intimidating. But you don’t need to be playing full 18-hole rounds regularly to get started. Even if you’re just playing nine holes occasionally — or not finishing every hole — you can still begin building your handicap. It’s also a great way to track your progress. And when the time comes to try out a friendly tournament, you’ll already have the scores you need.

2. The GHIN app makes it easy

The USGA’s GHIN app (Golf Handicap Information Network) is incredibly intuitive. It’s designed so that anyone — without any training — can use it right away. The app lets you start tracking your handicap, and it also provides useful info during and after your rounds to help you improve.

3. You don’t have to belong to a country club

This is a big one. Anyone can get a handicap. Even if you’re not a member of a country club or have a course that you play regularly.  Simply go to usga.org/getahandicap and sign up in minutes; you’ll also become a member of the Allied Golf Association (AGA) that serves your local area.

4. Posting scores is simple

After you’ve signed up, download the USGA GHIN app from your app store, which allows you to begin posting scores immediately. You can post nine- or 18-hole scores easily. I prefer to enter my scores hole-by-hole because it gives great feedback — like, how I’m doing on par-3s, -4s and -5s. The app also automatically adjusts for any blow-up holes, factoring in your individual handicap to set a max score per hole.

5. It provides great feedback

One of the coolest updates to the app is the GPS functionality. It’s helpful on my home course but especially valuable when I’m playing somewhere new. It shows hole layouts, hazard yardages and distances to the front, middle and back of each green.

6. You’ll be prepared when an invite comes

Most tournaments require a current handicap, so getting started now means you’ll be ready when the opportunity arises. Tracking your handicap over time also gives you a sense of your progress — and when you might want to get a refresher lesson. Watching that number trend down (hopefully!) is both satisfying and motivating.

Start the sign-up process here.

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